Property Fees Calculator
Buying a property involves more than just the deposit – there are additional costs you need to plan for.
At eZee Mortgages, our Property Fees Calculator helps you estimate the upfront and ongoing fees associated with purchasing your dream home.
From stamp duty to legal fees, we’ll help you budget smarter and avoid surprises.
What Is a Property Fees Calculator?
A Property Fees Calculator is a simple tool designed to estimate the extra costs of buying a property. It includes:
- Stamp Duty: A government tax based on the property’s value.
- Legal Fees: Costs for conveyancing and legal documentation.
- Lender’s Mortgage Insurance (LMI): If your deposit is less than 20%.
- Other Costs: Inspections, application fees, and more.
By understanding these costs upfront, you’ll have a clearer picture of your total financial commitment.
Why Calculating Property Fees Is Important
Planning for property fees is essential to avoid unexpected expenses and financial stress. Here’s why:
- Accurate Budgeting: Know exactly what you need to cover all costs.
- Save Time: Quickly calculate fees so you can focus on finding your perfect home.
- Be Prepared: Avoid surprises when it’s time to settle.
Take control of your home-buying journey with this essential tool.
How to Use the Property Fees Calculator
Getting started is simple! Enter the following details:
- Property Price: The estimated value of the home you want to buy.
- Location: Stamp duty varies by state or territory, so select your location.
- Deposit Amount: This affects LMI calculations if your deposit is less than 20%.
The calculator will instantly provide an estimate of the fees you’ll need to pay.
What Fees Does This Calculator Cover?
The Property Fees Calculator includes:
- Stamp Duty: The largest upfront cost for most buyers, based on your property’s value and location.
- Conveyancing and Legal Fees: Essential services for transferring property ownership.
- Lender’s Mortgage Insurance (LMI): Required for low-deposit loans.
- Other Costs: Such as building inspections, loan application fees, and title searches.
At eZee Mortgages, we’ll ensure no cost is overlooked, so you can move forward with confidence.
What’s Next After Using the Property Fees Calculator?
Once you’ve calculated your fees, here’s what to do next:
- Adjust Your Budget: Include these costs in your overall financial plan.
- Explore Your Options: We’ll help you find a loan that covers your needs, including upfront costs.
- Speak to an Expert: Our team can provide tailored advice and guide you through the process.
Why Choose eZee Mortgages?
Navigating property fees can feel overwhelming, but we’re here to help. With eZee Mortgages, you’ll benefit from:
- Comprehensive Guidance: We’ll explain all costs clearly and answer your questions.
- Tailored Solutions: Get a loan that works for your budget and circumstances.
- Ongoing Support: From budgeting to settlement, we’re with you every step of the way.
Ready to calculate your property fees?
Use our Property Fees Calculator to get an accurate estimate and take control of your home-buying journey.